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A mid adult businessman smiles confidently as he talks with a team of associates during a virtual meeting during the COVID-19 pandemic.

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They prioritizesavings, track spending andregularly contribute to their retirement accounts.

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Every financial move they make is a deliberate choice to protect and grow their money.

What better way to do a financial self-check than to see if youre hitting certain benchmarks of good habits?

You may find that you gotta do alittle more workto be as secure as youd like to be.

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Rather than compare themselves to others, financially secure people dont justlive within their means they live below them.

They prioritize value without compromising quality or safety, and the opinions of others dont impact their financial decision-making.

They spend less, knowing the money they save will go towardgrowing their wealthand achieving their financial goals.

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Join your local Buy Nothing group, where you might swap household items for free, reducing unnecessary purchases.

To avoid impulse buying, impose a 48-hour waiting period whenever youre tempted to buy something on a whim.

Often, once youve had time to think, you realize you dont need or even want the item.

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Their Emergency Savings Account Is Fully Funded

Financially secure people are prepared for lifes financial curve balls.

This allows your money to grow while remaining accessible for when the unexpected happens.

They also know that you dont always have to be actively working to make money.

you might also explore other ways to make your money work for you.

Theyre Always Learning

Got a long commute?

Go on daily walks?

Try breaking down your big ambitions into some of the small, daily habits discussed here.

If youve gotten a bit derailed, use these check-ins as a chance to course-correct and stay motivated.

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