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Ah, retirement.

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A time to sit back, relax and sip margaritas on your balcony overlooking a scenic locale.

But which scenic locale is the most ideal for aperfect retirement?

GOBankingRates spoke with those in the know to find out the most desirable locations to spend your golden years.

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Here are the six best cities to retire early in,according to real estate experts.

The citys year-round sunshine and access to arts and outdoor activities make it perfect for active retirees.

Set among thebeautiful Blue Ridge Mountains, Asheville is perfect for nature lovers.

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The citys thriving craft beer scene, farm-to-table restaurants and numerous art galleries mean it also has cosmopolitan vibes.

The best of both worlds!

There are world-class museums, excellent theaters and professional sports teams meaning theres something for every retiree.

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That, combined with the natural beauty, makes it ideal for sun-seekers on a budget.

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