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Thankfully, several popular apps let you budget better, automate contributions or even earn extra cash.
Here are six apps you’ve got the option to use tobuild your emergency fund in 2025.
By dedicating income each month to anemergency fund bucketin the app, youll prioritize saving.
While YNAB costs $14.99 per month, or $109 annually, it has a 34-day free trial.
However, it has a few unique features that can accelerate building your emergency savings.
Bonuses are also available for certain brands.
you could shop through the app at several retailers, such as Walmart and Kohls.
you’re able to also upload receipts or use the loyalty account linking feature forin-person shopping trips.
Rakuten
Rakuten is another free app with cashback offers that can help build your savings.
You typically get a percentage back on purchases through 3,500-plus eligible retailers.
Plus, no receipt uploads are required.
Rakuten uses a quarterly payout schedule with a low $5 minimum.
It offers PayPal payment and paper check options.
There are options to automatically save a portion of your paycheck and the spare change from debit card purchases.
Chime has some basic requirements for opening these accounts, but theres no minimum deposit for either.
They make saving easier with automatic contributions from your Acorns checking account.
Plus, Acorns can round updebit card purchasesand automatically use those funds for investments.
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