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But Howes story doesnt end there.
Through years of personal development, mindset shifts and experience, he turned things around.
Here are fivekey takeaways from his philosophy.
For him, insecurity around money stemmed from simply not knowing how to manage it in his early adulthood.
If you dont know how to manage money, its hard to feel confident about it, he noted.
While that might sound abstract, he breaks it down with a personal example.
There was a time in my life when I wasnt emotionally ready to have money, he said.
I wouldve spent it.
I wouldve blown it.
I wouldve gone into debt.
Being ready isnt just about wanting more money, its about being emotionally prepared to handle it responsibly.
Before that, he admitted he would often sabotage himself financially.
You have to feel emotionally safe with money, he said.
These moments left emotional scars that made him feel unsafe with money as an adult.
Until I started to process those things, he said, I wasnt really ready for financial abundance.
Money is like a relationship, he explained.
If it walked in the door, how would you treat it?
Would you be grateful or push it away?
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