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The oldest will turn 45.

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If any of this sounds like you,keep doing what youve been doing.

If youre saving 10% and have been for a while, youre still doing well, she said.

Thats why millennials who are free and clear are ahead of the pack.

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Many people will still be working on paying off their student loans when they retire.

You cant save for retirement when youre losing twice as much to compound interest as youre gaining from it.

The millennials who avoid that trap will enjoy a better outcome.

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