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Theres no loyalty in the insurance business.
In fact, you should shop around every couple of years regardless of what youre paying at the time.
Theres no reason to stay with a provider if it’s possible for you to pay less elsewhere.
Drivers should expect to be aggressive and cast a wider net when shopping for insurance this year.
So, they are able to discover the ideal balance between cost and coverage for you.
The cost of insurance is determined by hundreds of factors and varies widely between providers.
An independent agent can help you navigate these factors and confirm your eligibility for premium discounts.
First, you save money right away on a cheaper premium.
You also might be discouraged from filing minor claims when you have higher deductibles.
According toI Drive Safely, 34 states offer discounts of up to 10% for course completion.
I always recommend taking defensive driving every year, said Preston Cherry, founder of Concurrent Financial Planning.
The discount is worth it.
Your policy might not fit your situation anymore.
You may also find different premiums depending on the frequency of your driving, such as usage-based andpay-per-mileinsurance programs.
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