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Dasha Kennedy, a financial activist, shared short and sweet money management tips onInstagram.

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Check Up on Your Banking and Credit Card Accounts

A simple account checkup takes just a minute.

By logging in, you could verify that your latest payments have been processed correctly.

But checking your loan balance serves another important purpose.

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Seeing your loan balance decrease is an important reminder of your hard work in paying down your debt.

Recognizing your progress can help to keep you motivated to continue paying down your loan.

Kennedy broke down using budgeting apps into several simple, one-minute tasks.

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Alternatively, you might set up auto payments in just a minute.

By setting your payments to be automatically processed, you’re free to avoidnegative credit impactsand late fees.

Check Your Credit Score

Finally, checking your credit score takes just one minute, too.

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Your credit score increases withresponsible credit useand can reflect the progress youre making in consistently paying your debt off.

Checking your credit score may also reveal any unauthorized accounts under your name.

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