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Yet doing so is easier said than done.
To accomplish this goal, it helps to be specific and clarify whats important to you.
Just say no, said Kate Dorman, certified financial therapist and founder ofSound Financial Therapy LLC.
By spending according to your values, you invite others to do the same, she added.
Its worth considering whether splurging on designer brands is necessary.
If it brings you joy and you might comfortably afford it, thats one thing.
Luxury Cars
Similar to luxury clothes, luxury cars are also often unnecessary.
You might also be better off waiting to buy a used car rather than leasing one.
Personally, I buyslightly used cars, often three years old, from places like CarMax.
New Phones
Many people buy new phones even when their current model works just fine.
Phone companies encourage upgrades every two years by tying customers to payment plans.
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