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Investing without a plan is like driving without a roadmap or GPS, Johnson explained.

Investors should take a long-term approach and stay the course.

Danny Ray, CEO and founder atInsuranceForBurial.com, also recommended that middle-class families take a balanced approach to investment.

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The stock market tends to recover from temporary volatility, and panic selling can lock in losses unnecessarily.

Ray encouraged families to prepare by exploring ways to lower their taxable income now.

Ray encouraged individuals with variable-rate loans to prioritize paying them down while rates are still manageable.

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Refinancing into a fixed-rate loan could also protect against future hikes, he added.

But, the jobs created in one sector often mean that jobs in other sectors of the economy suffer.

In short, tariffs could lead to climbing prices and employment fluctuations.

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Budgeting becomes even more important during times of uncertainty, he explained.

Creating a plan to save more and spend less can provide a cushion for price hikes on everyday goods.

Focus on building emergency savings, reducing debt and making intentional spending choices, he said.

These are the kinds of actions that build financial resilience, no matter what changes lie ahead.

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