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That means it may be time to ask for a raise or take up a side hustle.

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In general,Social Security benefitsare based on how much youve paid into the system.

Work Smarter

Youve probably heard it said before that you should work smarter and not harder.

Now may be time to start taking that to heart.

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make a run at get a raise or promotion, for example.

Ensure that record matches up with your W-2 form or pay stubs.

it’s possible for you to set up an online account withthe SSAto review your records.

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Its a good idea to do this at least once a year.

Find a Financial Advisor

If you already have a financial advisor, you could start with them.

If not, you could look around to find one who specializes in Social Security benefits.

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However, any good financial advisor should be able to optimize your financial strategy including Social Security.

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