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Nearly half (45%) worry that theyll outlive theirsavings.

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That percentage is actually lower than what other surveys have found.

A majority of retirees have no backup plan if they run out of savings.

However, the average retiree from the Clever survey had saved $308,040.

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Nearly one-third (31%) blamed unexpected expenses such as medical or legal costs.

More than one-quarter (29%) thought they could live solely on Social Security in retirement.

Many said they waited too long to start saving.

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Of those who have debt, the average balance was $19,415.

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