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In the U.S., the averageretirement ageis 62.
This is when most people start winding down and can start collecting Social Security benefits.
But even though this is the typical retirement age, not everyone wants to quit working.
For some, its a passion for the job that keeps them working.
For others, its the desire to keep active and stay productive.
If youre someone who doesnt plan to retire, here are key money moves you should make.
Never Quit Learning
Ageism is very real issue, but so is falling behind on the times.
If you want to keep working and earning money, youve got to keep learning.
If there can be one thing Ive found in the tech world, its that you never stop learning.
If you want to keep working, you want to keep learning.
That holds true no matter what field you work in.
And, according to Hishmeh, this doesnt mean you have to go back to school.
It could be as simple as taking online courses or attending conferences.
The vital thing is to stay curious and open to change, he said.
That way, you stay useful and engaged.
Relying [only] on ones profits is risky, particularly as you get older.
What if the employer changes, or your role turns obsolete?
Personally, [I] have commonly targeted my efforts on building scalable businesses.
You dont have to go the business route if you dont want to.
You could also create apassive income streamfrom something like course creation or investing.
Or you could invest in real estate, though this may require more of a hands-on approach.
Assess Your Retirement Accounts
Traditional retirement accounts are great for when youre planning a traditional retirement.
But what about when you want to take an alternative route?
If you dont plan on retiring, your entire life,financial and tax planchanges.
If retirement is an on/off switch for work, FILE is a dimmer switch, Zigmont explained.
It is common to see clients cut back on work, but never truly plan on retiring.
So, what should you do?
Otherwise, you could end up in a heap of financial trouble down the line.
Medical problems can be disruptive even to the [best] laid plans.
And lets be honest: Healthcare isnt cheap.
Prioritizing your health can come in different forms.
you might get regular checkups and preventative care.
Even if you dont use it, it wont hurt to have it.
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