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One of the easiest ways to rein in costs is by skipping non-essential purchases.
If you dont need it, pause and let your budget recover from holiday expenses before any impulse buys.
To stay on track this holiday season, here are a few luxuryitems to skip at Sams Club.
Instead, grab some Ghirardelli bars individually, maybe a mix ofdark chocolate and caramel.
Youll save money and still have a delicious gift that feels more personal without the hefty price tag.
Large Charcuterie Board Gift Set
Attending upcoming holiday parties and need a hosting gift?
Skip this cookie-cutter option and just put together your own box filled with your favorite candies or baked goods.
Its thoughtful and shows you care more than just grabbing something off the shelf.
Save the younger, smoother skin for later, when your budget has had time to recover.
There are many other effective moisturizers out there.
Id go with brands like CeraVe or Neutrogena that hydrate without costing an arm and a leg.
Members Mark Gourmet Brownie Platter
Luxury doesnt always mean $400 face creams.
Sometimes, its the convenience of grabbing a pre-made dessert like theMembers Mark gourmet brownie platterfrom Sams Club.
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