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This is especially important withretirement investments.

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Diversifying your investments meansspreading your moneyout over several different asset types.

The idea is to keep things balanced so your investments can grow in any kind of economic environment.

Check your retirement portfolio regularly to ensure it is properly balanced.

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Here are five key signs that your retirement investments are not diversified enough.

But you shouldnt depend on 401(k)s alone for your next egg.

For one thing, theres a limit to how much you might contribute to the plan every year.

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Despite those advantages, youll get a higher long-term return by putting most of your retirement investments elsewhere.

If your portfolio doesnt include alternative investments, add a couple of those to bring more diversity.

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