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If you are a more experienced investor, consider funneling money into multiple investment accounts.

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Hinckley said there are now five places where she invests consistently.

Wealth is possible to build for anyone.

It just takes conscious and consistent effort over time.

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Here are the five investments Hinckleyrecommends making in 2025.

Buy Low-Cost Index Funds

Index funds are a wise addition to your investment portfolio.

Invest In Acquiring New Job Skills

Invest in things that can up your earning potential.

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Take courses, build skills, hire a coach and expand your knowledge, Hinckley wrote.

The more you learn, the more you earn.

Your dreams wont come true unless you work for them.

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Leverage HSA Funds

Money in ahealth savings accountcan help you build your wealth.

A rich person secret: you’re able to invest your HSA funds, Hinckley wrote.

Contributions, growth and withdrawals for medical expenses are all tax-free.

Plus, unused funds roll over every year, which means they never expire.

Its a triple tax-advantaged account that no one talks about.

Prevention is key to keeping your financial journey secure, Hinckley wrote.

Whats the point of building if its not protected?

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