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Even if you dont have a penny saved yet, you could adopt these habitsto start building wealth today.
This approach is key to building wealth.
Cruze recommendedhaving a budget with practical spending limitsfor your expenses.
Also, avoid lifestyle creep, which aRamsey Solutions blog postdescribed as increasing your lifestyle when your earnings increase.
Keep your wealth-building goal in mind and practice contentment.
According to her, this can be as simple as maxing out your Roth IRA each year.
To show how much your cash could grow, Cruze gave an example using theRamsey investment calculator.
Over $800,000 of that is from interest.
If youmake unnecessary purchases for emotional reasons, it will be harder to build wealth.
Instead, focus on being patient and making decisions that align with your long-term goals.
Cruze discussed how she and her husband saved money for several years to get a pool for their home.
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