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She said, Personal financesuccess is 10% strategy and 90% behavior.
However, keep reading to discover the five habits Allocca says you should breakunless you want to stay broke.
Grocery shopping is inevitable, but Michela Allocca said it doesnt have to derail your monthly budget.
Keeping a grocery list is a great way to ensure you stick to your budget while shopping.
Its a simple habit that makes a big difference!
One of the biggest culprits in this is not tracking your expenses.
you oughta be doing this to know where your money is going, she said.
Allocca stressed that budgeting is not about restriction but about clarity and control over your money.
Without a clear plan, its easy to overspend and lose track of where your money is going.
To avoid this, Allocca recommended not subscribing to or unsubscribing from shopping lists automatically sent to you.
These are constantly sharingpromotions and salesthat can encourage shopping, she warned.
Not Returning Things
Everyone has experienced buyers remorse at some point.
You give into the impulse to buy that shiny, new item and moments later wind up regretting it.
But this is money you could put toward your financial goals.
I have a harsh rule, said Allocca, if I dont absolutely love it, it goes back.
Returning things can be annoying, but its necessary.
Unlike how it is for the rest of us, most influencers get stuff for free.
If youre following people who only post links/collages/sales/amazon stuff… unfollow them, she added.
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