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Whether its summer holidays, vacation or travel expenses, its easy to lose hold of your budget.

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Once fall begins, school and work schedules may put any financial plans for retirement on the back burner.

Even setting up one investment for your retirement is a start, said Scott Lieberman, founder ofTouchdown Money.

Pull together some excess money and put it toward investing for the future.

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That can either be in a retirement account or by investing in a mutual fund or stock.

Planning and savingfor a goal can also make it more likely that youll achieve it.

By building up your emergency savings, you’re able to be prepared to cover these costs.

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Ultimately, you should attempt to reach about three to six months worth of expenses in your emergency fund.

However, any boost you could give it is an improvement.

Remember, you should always pay your credit cards on time and in full.

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