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An idealretirementlooks different for everyone.
Another strategy is to diversify with a Roth 401(k).
Compounding becomes more powerful through time, which is why its great to start investing early and often.
Its also a good idea to diversify your investments overall.
Holding a variety of assets helps reduce the risk in your portfolio, Jones said.
Choosing the right strategy depends on your financial plan and situation.
Its possible to achieve both with the proper planning.
The first step in retirement planning is setting goals, Jones said.
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