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Here are five factors to consider before buying a warranty from acar dealership.

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They usually cover fixes for three years or 36,000 miles.

Powertrain guarantees are also very useful because they coverimportant mechanical partslike the engine and transmission.

This makes these warranties very useful, she said.

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Depending on your driving habits and how quickly the warranty may expire, the cost might outweigh the benefit.

These things may affect how much money you end up saving with the warranty, she said.

She also said that a common misconception is that extended warranties are always worth the money.

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