GOBankingRates works with many financial advertisers to showcase their products and services to our audiences.
These brands compensate us to advertise their products in ads across our site.
This compensation may impact how and where products appear on this site.

Commitment to Our Readers
GOBankingRates' editorial team is committed to bringing you unbiased reviews and information.
you might read more about oureditorial guidelinesand our products and servicesreview methodology.
20 YearsHelping You Live Richer
Reviewedby Experts
Trusted byMillions of Readers
Money isnt just about numbers.
Its deeply tied to emotions, often leading to impulsive decisions that canwreck a budget.
Recognizing the emotional triggers to this throw in of spending is thefirst step to gaining control.
A rush of dopamine makes buying feel good, but the effect is short-lived.
When stress hits, the solution isnt adding another item to the cart.
Instead, identifyinghealthier coping mechanismslike exercise or meditation can curb the impulse to spend for relief.
That in itself isnt an issue until rewards turn into a habit.
A scroll turns into a purchase before the brain has time to process whether the item is needed.
Replacing the habit with adifferent go-to boredom bustercan keep spending in check.
Recognizing the difference between a genuine need and a marketing-driven want is key.
Unsubscribing from promotional emails, unfollowing certain accounts and remembering personal financial priorities can weaken the pull of FOMO.
The pressure to kindly others often overrides financial boundaries.
How to Regain Control
Creating spending boundaries means setting limits before emotions take over.
Keeping a separate fund for emotional spending triggers provides a financial buffer without derailing larger goals.
Just as important as these practical strategies is addressing the root of emotional spending.
This kind of awareness helps cut impulsive spending and make smarter choices.
More From GOBankingRates
Share This Article: