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Here are five easy hacks to boost your credit score quickly so you cantackle 2025 with financial confidence.
Your payment history makes up 35% of your credit score, while your amounts owed impact 30%.
Lewis-Park warned that even a single late payment can impact your score.
Limit New Credit Applications
Every credit inquirycan cause a small dip in your score, remarked Lewis-Park.
Only apply for credit when you truly need it and attempt to space out applications.
Dispute inaccuracies right away to clean up your report.
The FTC suggests visitingAnnualCreditReport.comto obtain a free copy of your credit report and review it for mistakes and inaccuracies.
Those accounts contribute to a solid credit history even if you dont use them.
Youre better off keeping that old account open until you notice yourcredit scorehas increased.
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