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This introductory guide to wise credit card usage is designed so anyone can follow the suggestions.

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However, with steep interest rates and uncertainty about future income, you could easily get stuck in debt.

This also prevents me from ever accidentally paying late, especially since I have several cards.

If you start swiping at every opportunity, you could quickly get yourself into debt.

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Before signing up for a credit card, you want to know the terms.

Once you use a card, you also want to stay up-to-date with the details.

Knowing the terms will help you understand what youre getting into.

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Youll also want to adjust your card usage accordingly if the rewards structure changes.

This way, Im never caught by surprise with a large balance that I cant pay.

Due to the convenience and ease-of-spending, its easier than ever to get into debt.

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This is why youll want to monitor your balance continuously so youre not surprised when the bill arrives.

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