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Unfortunately, its all too easy to make mistakes that will hurt you financially.
Well, holiday shopping is, for many, a big event.
Get organized and prepared by making a list detailing all that you intend to buy and for whom.
For example, if you are a gift-giver, start a list of gift recipients.
If you are traveling, make a list of projected travel expenses such as airfare and car rental.
If you are hosting, confirm your menu and begin that grocery list.
For those gifts you find joy in giving, look for ways to save.
Many consumers miss out on these easy savings simply because they forget to check these offers before making purchases.
Hobbs added that missing out on card-linked offers can seriously add up.
By January, their credit utilization skyrocketed, dropping their credit score by over 50 points.
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