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Heres a look at some of the best tips weve found from five topmoney experts.
According to Orman, you gotta live below your means, but within your needs.
Orman said this rule is all about how you use the money you have and will have.
Living below your means is simply choosing not to spend every penny, she said.
Instead, make it your lifetime goal to spend what is necessary to meet your needs.
Dave Ramsey
As we start a new year, you may be wondering about your savings.
Specifically, you may be curious about how much money you should have in savings.
Ramsey suggested setting a plan with savings goals along the way.
Financial expertRachel Cruzesaid her best budgeting tip is a tried and true one: Cash out your budget.
Sethi said theres a single way to save money: You have to spend less than you earn.
Further, OLeary said to use the money you save for investments thatll grow over time.
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