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Here are five financial habits that could becontributing to those stress levels and costing thousands.

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Excessive Spending on Nonessentials

An occasional treat isnt the problem.

Its the frequent, mindless purchases that add up.

The study found 30% of Americans admit to spending too much on things they dont need.

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Anything from online impulse buys to yet another unused subscription can snowball.

Take that coffee habit.

Say you buy a $4.75 coffee every week day.

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That will cost over $1,000 a year.

Without a habit of consistent saving, even a minor financial setback can lead to debt.

Interest charges quickly inflate balances, making it harder to get ahead.

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Even a small portion of each paycheck can gradually build a safety net against financial strain.

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