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Here are five financial habits that could becontributing to those stress levels and costing thousands.
Excessive Spending on Nonessentials
An occasional treat isnt the problem.
Its the frequent, mindless purchases that add up.
The study found 30% of Americans admit to spending too much on things they dont need.
Anything from online impulse buys to yet another unused subscription can snowball.
Take that coffee habit.
Say you buy a $4.75 coffee every week day.
That will cost over $1,000 a year.
Without a habit of consistent saving, even a minor financial setback can lead to debt.
Interest charges quickly inflate balances, making it harder to get ahead.
Even a small portion of each paycheck can gradually build a safety net against financial strain.
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