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Here are 4 ways it’s possible for you to use bank statements to track and improve your spending.
Also read on how the middle class can sell various things to build their savings.
Heres a quick tutorial.
Mistakes by the bank are rare, but they do happen.
Ask them to research the discrepancy to find out why their records differ from yours.
Keep an eye on these to verify they are correct.
Theyre supposed to notify you but its easy to miss the email.
And you should regularly assess whether a subscription is still needed or not.
When was the last time you watched Hulu?
It may prevent a much bigger issue down the road.
This is the first step in creating abudgetyou can live with.
Start with the standard categories (rent or mortgage, utilities, insurance, car payment, etc.)
you might add more categories as you go along.
Grab your last six to twelve months of bank statements and categorize each transaction.
Some online banking apps will let you export your transactions to a spreadsheet to save some time.
Pro tip:You shouldnt have a category called credit card payments.
Break those down so you know what you use the credit card for gas, groceries, etc.
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