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Retirementcan be an exciting time.

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you could be more present for your family and friends and spoil your grandkids just a bit.

you’ve got the option to, ideally, kick back and relax.

Until a surprise healthcare cost hits that isnt covered by Medicare.

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If youre ready to enroll or thinking about changing your current plan circle this date on your calendar.

It could be a day that heralds big savings on healthcare costs.

This is an opportunity that too many retirees overlook.

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Its usually a lot safer and more affordable than seeing a doctor only when something is outwardly wrong.

Take advantage of these life-saving and cost-saving benefits, Wagner said.

Annual nursing home care can exceed $100,000, butlong-term care policiescan be significantly less, Wagner said.

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Expect the unexpected when it comes to your health during retirement, Wagner said.

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