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Here are Cruzes tips forresetting your finances before the end of the year.
Being overbooked can cause stress bothmentally and financially.
One of my favorite ways to keep my schedule and my sanity together is to actually have a calendar.
The second reset that I love to do is agood closet cleanout, Cruze said.
This morning I was in my closet.
I was like, I have nothing to wear.
I sounded like a teenager.
And my husband was like, You have a closet full of clothes.
I was like, I dont like any of this stuff.'
Cruzes story is an all-too-common one.
You dont like it anymore but it hangs in your closet for years and years and years.
To help you find clothes you might get rid of, Cruze recommends a hanger hack.
She makes a couple of hundred bucks every time she does this.
And this is not like designer clothes this is like Madewell, Old Navy.
Your garage, look through it, throw some stuff out, give stuff away, donate it.
Throw it out if its junk … [or] you might sell stuff.
You could be overspending and not even realizing it, she continued.
The first step in creating a budget is to determine how much you are spending on essential expenses.
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