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Be open and honest about where youve been financially and where you stand now.
This will help you and your partner better understand each others relationship with money.
Remember, its never too late to start having open conversations about money, she added.
It may feel awkward at first, but financial conversations are vital to healthy relationships, she explained.
Its hard to hear new ideas when we are expecting something else.
In a relationship, your money story and attitude toward finances may conflict with your partners, she explained.
Anyone can participate at their own pace and in any order.
Making space for all areas while reflecting on your values helps you spend and save with clarity.
Howard added that theres no one-size-fits-all approach to finances.
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