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Yet energy prices, in particular, are finally starting to come down.

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She discussed four ways falling energy prices couldincrease your savings in 2025.

Debt that is accumulating high interest can hold you back fromlonger term savings objectives, she said.

And some of those improvements can go further toward your savings, she said, through increasing energy efficiency.

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So you’ve got the option to really double down on that savings across the board.

[Steps like these] can make a very big impact if you capture it toward your long-term objective.

She encourages her clients to look at their goals and the time horizon for savings.

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