4 Ways a Lower Social Security Age Might Help You — and 4 Ways It Might Not

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Specifically, 33% of those polled named 60 to 64 as their preferred age range concerning that question.

First, consider your potential life expectancy.

You should also evaluate whether or not you need the money.

Claiming early beats going into debt, especially if that debt carries steep interest rates.

If youre a widower, its important to weigh that factor as well, Shedden suggested.

Survivor benefits can be collected as early as age 60.

Additionally, Shedden reiterated that if youre widowed, claiming your survivors benefits early can be a strategic move.

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