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This intentional allocation prevents both guilt and overspending, creating a sustainable approach to treating yourself.
This strategy effectively creates a free luxury fund separate from your main budget.
I used this approach to treat my family to a weekend getaway last year.
Shahnazari advised tracking preferred luxury items throughout the year and purchasing during predictable sale periods.
The client wanted to upgrade several home items but couldnt afford them all at full price.
This required patience but delivered tremendous satisfaction.
I practice this regularly by transforming ordinary evenings into special occasions.
He said the experience feels luxurious but costs a fraction of the restaurant price while developing valuable culinary skills.
Overall, he explained that financial responsibility doesnt mean eliminating joy it means creating intentional space for it.
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