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Or a car loan you know you didnt apply for for a car note that costs more than yourmortgage.

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These are exactly the kinds of things that can happen when your identity is stolen online.

The financial and personal havoc of identity theft cannot be understated, but it can be avoided.

Enable two-factor authentication whenever you’re able to and use complex passwords for every account.

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Taylor added that being aware of phishing emails can help keep you from becoming a victim.

Never share sensitive details like Social Security or credit card numbers over unencrypted communication channels, Taylor said.

Monitor financial accounts regularly for unauthorized charges.

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Consider using a password manager to generate and remember different passwords for you.

And the world has to know that youre active in your kids sports and your local horticulture society.

Does it, though?

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Unfortunately, personal details like this can be aggregated to facilitate identity theft, Taylor said.

Be cautious of oversharing on social media, he added.

Only post information youre comfortable with anyone accessing.

Review privacy tweaks and limit sharing to friends only when possible.

Be Careful About Permissions

For many people, the phone is full of a constellation of apps.

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