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Similarly, getting new doors or windows could be necessary for your homes security or energy efficiency.

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After carefully considering the consequences, the risk might justify using your credit card.

However, theConsumer Financial Protection Bureaucautioned about potential 0% interest catches, such as deferred interest.

You should also read the fine print for any penalty rates for late payments.

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Otherwise, the interest charges could far exceed the discount.

Some credit card companies even have retailer-specific discounts you could activate through their websites.

These benefits can make charging the purchase reasonable, especially when you have cash to pay it right off.

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