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The following actions are likely to lead to regret later.

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Letting the funds automatically roll into another CD: Taking decisive financial action after your CD matures is crucial.

Review your financial situation before your CD matures so you might decide what to do with your money.

For example, stocks historically pay higher returns over the long term compared with CD interest rates.

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Also, diversifying your investments is important to protect yourself from market swings and economic instability.

Opt for a high-yield savings account instead.

The rates rival those of high-yieldingCD accounts, and you’re able to access your money instantly.

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