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Here are four things to do if an emergency has emptied out your emergency fund.
Hindsight being 20/20, of course, you could have saved more to prepare for an emergency.
If necessary, temporarily downgrade your cell service or insurance needs and start penny-pinching at the grocery store.
But what about existing debt that still needs paying off?
This is especially true since the pandemic, asmore banks and creditorsoffer assistance to clients.
If necessary, think about applying for a mortgage forbearance as you recover financially.
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