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And when it comes to divorced individuals, it can add another layer of complexity.
Here aresome Social Security strategiesfor divorced spouses, according to experts.
For example, if your ex-spouses benefit is $2,000, you could receive $1,000.
However, the actual amount will vary depending on your age at the time you file for benefits.
Knowing the rules and asking the right questions is up to you.
This is why its essential to be informed and seek professional advice when navigatingSocial Security benefitspost-divorce, he said.
Check Your Own Retirement Benefits
Checking your own retirement benefits is also of key importance, strategically.
If they are higher than those of the ex-spouse, thats the way to go.
You cannot collect both, Rebell said.
ensure to be really intentional and understand the consequences of your decision, she added.
Keep in mind, what you collect does not impact what your ex collects.
What If You Remarry?
However, your own Social Security benefits will not be impacted.
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