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The most expensive time of year has arrived.
Its never too late to start putting money aside for the holidays, as every dollar can help.
Here are a few holiday sinking fund strategies to help youavoid debt and ease stress this season.
This ensures they are purchasing for everyone on their list without breaking the bank or taking on debt.
This way, it is out of sight and mind.
It might be tempting but dont touch that money before youre ready to start shopping.
To stay on budget, she said to fund your new account with a predetermined amount of money.
Create a virtual envelope of cash, she said.
Get anew debit cardon this checking account.
She said to remove any safeguards that may allow you to go over budget.
Turn off any overdraft protection, she said.
This might seem extreme, but it can be necessary.
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