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A small amount of credit card debt can be manageable.

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Also seefive credit card rules you must follow to stay out of debt.

Her office helps clients manage millions of dollars of credit card debt each year.

She warned about the consequences of makingonly the minimum paymentwhile spending more than the minimum payment each month.

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Having one or two tight months happens.

Both experts recommended some strategies that can help.

Fox also recommended an easy change that can reduce your credit card debt.

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Morgan also advocated using cash for purchases to get out of credit card debt.

She also issued an ultimatum for credit cards that you cant pay off.

By stopping any card use, it prevents an additional amount from being added to the balance.

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