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I have lived in both scenarios, and I want you to break through that financial barrier.

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To help people move from poor or middle class to rich, Hinckley shared four rich people secrets.

It is not your daily cup of coffee that is making you broke, she said.

Actually, its that one-off thing that happens that you were not financially prepared for.

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Your car breaks down, your bathrooms flooded, you need a new dryer.

An emergency fund will protect you and shield you from the what ifs.'

This prevents you from going under, she said.

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The best way to do this is to invest, Hinckley said.

Invest your money depending on what feels comfortable for you, she said.

This is when youll finally have the freedom to put your money toward assets.

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And if you do this very thing, you will not be living off Social Security when you retire.

These four simple secrets are the key to getting and staying rich, Hinckley said.

Rich people didnt really crack the code to anything, she said.

They followed the steps, took action and listened to thelittle financial guruon their screen.

They chose their hard.

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