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However, most people dont feel like theyve put enough away for their post-work years.
However, what would you do in an emergency if you dont have access to your savings?
Consider putting some of your savings into accounts that give you more flexibility for responding tounpredictable life events.
Consider putting money intoadditional savings and investment accountsto gain more control over your income and taxes during retirement.
Whats Wrong With Saving in a 401(k) or IRA for Retirement?
After all, only 57% of retirees have a tax-deferred retirement account, according to theFederal Reserve.
But dont let these two accounts serve as your entire retirement planning strategy.
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