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“Palm Springs, USA - February 9, 2012: A collection of four credit and debit cards.

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Here area few ways debit cards can help consumersbe more financially savvy spenders.

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Since youre using your own money, youre less likely to splurge on stuff you dont need.

Its like having a built-in spending limit that helps you stay in control of your finances.

Having a debit card makes you more aware of your spending habits, Priestly said.

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Youre using real money, so every purchase feels more meaningful.

Fewer Fees

Unlike a credit card, debit cards wont accumulate debt over time.

Debit cards usually come with fewer fees than credit cards, Priestly said.

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That means more money in your pocket to put towards your savings goals.

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