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Some costs are unavoidable, but others are worth a second look.

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Heres where budgets take a hit andhow to keep expenses under control.

But after several rounds of tests and treatments, we eventually discovered she had a rare autoimmune skin disease.

Because they hadnt signed up for pet insurance early on, coverage for her condition was out of reach.

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Most providers considered it a pre-existing condition, making coverage nearly impossible or unaffordable, Devin said.

In hindsight, getting pet insurance the moment we brought her home wouldve made a huge difference.

Without insurance, they had to adapt fast.

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We tightened our budget cutting back on dining out, travel and non-essential spending, he said.

For travelers who like to go away regularly or for longer vacations, the costs can really add up.

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