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Many people end up drowning in student debt while working jobs that dont necessarily require a degree.

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Skilled trades and jobs in fields like technology and healthcare often offer strong salaries without a traditional four-year education.

Certifications, apprenticeships and networking can be just as valuable as a diploma sometimes more so.

However, that isnt always true.

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There are, of course, pros and cons of both.

Avoiding debt entirely can mean missing out on opportunities to build wealth.

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