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This doesnt mean you should outright avoid small indulgences.

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By waiting for post-holiday discounts, retirees can save some cash without making sacrifices.

Below, youll find a list of four little luxuries retireesshould avoid buying during the holidays.

However, they typically go on clearance immediately after the holiday season.

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According toThe Krazy Coupon Lady, stores want to get rid of everything once Christmas is over.

Some will even mark holiday decorations down by 50% to 90%.

In fact, the average discount during after-Christmas sales is higher than during Black Friday and Prime Day.

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That doesnt include a tip for the delivery driver.

Gift Sets

Gift sets and gift cardsare always the go-to for last-minute shoppers.

If youre planning to simplify your holiday shopping and purchase gift baskets instead, itll cost you.

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Stay on the lookout for deals, and make a run at travel during the off-peak or shoulder season.

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