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Mandatory Credit: Photo by Charles Sykes/Invision/AP/Shutterstock (9192724k)Farnoosh Torabi participates in AOL’s BUILD speaker series to discuss her CNBC series “Follow the Leader??? at AOL Studios, in New YorkAOL BUILD Speaker Series: Wednesday, April 6, 2016, New York, USA - 6 Apr 2016.

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Money is great.

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However,moneycan also come with feelings of fear and anxiety.

While inflation is cooling, prices for essential expenses such as rent and groceries remain high.

So theres a real, actual, legitimate reason for that fear, according to Torabi.

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Youre just one job loss away from losing your house, Torabi said.

Youre one bad investment away from not being able to retire.

To mitigate this fear, be sure to always live below your means and build asufficient emergency fund.

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The expectation is not that youre going to be that woman.

However, the fear of teaching your kidsbad financial habitsis very real.

Getting smart about your finances is critical.

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