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If youre struggling to keep up with payments, youre not alone.
Here are three ways a balance-transfer card can help you manage debt:
1.
This makes it tough to even put a dent in your balance, let alone pay it off entirely.
But a balance transfer can make a huge difference.
After the 0% introductory APR period, a variable APR between 10.99% and 18% applies.
Things just get even more overwhelming when youre paying off multiple cards.
Maybe your washing machine breaks unexpectedly, and you dont have the cash to replace it.
Overall, you would spend $667 on interest.
However, if you opted for a balance transfer, you wouldnt be paying this much.
After that, a variable APR between 10.99% and 18% applies.
Click here to get started.
1Certain terms, conditions, and exclusions apply.
ATM cash advance fees: None if performed at a Navy Federal branch or ATM.
Otherwise, $0.50 per domestic
transaction or $1.00 per foreign transaction.
Balance transfer offer: software must be submitted by 3/31/2025.
Offer valid for balances transferred from non-Navy Federal credit cards within 60 days of account opening.
Maximum total transfer amount is limited to your available credit line.
Balance transfers using convenience checks are excluded from this offer.
Offer excludes Navy Federal Home Equity Line Platinum credit cards.
Limit of one promotional offer at account opening.
Navy Federal reserves the right to change or end this offer at any time.
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