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You just need to know how to use the different features of your card.
Plan ahead before hitting the stores, and the rewards will come flooding in.
Check Your Cash-Back Rewards
The holidays are a great time to get cash-back rewards.
Before you even start your holiday shopping, take a quick look at what each of your cards offers.
Your credit cards might already havebetter cash-back rewardsthan you realize.
You might have one card that gives you amazing rewards at Amazon.
Another might be best for Target.
Many cards offer cash-back rewards for shopping at certain stores or categories.
Dont just assume you know what cash-back rewards your card offers.
Card-linked offers are kind of like extra coupons or deals included with your credit card.
Most people miss out because they dont know to look for them before shopping.
Browse through whats available.
Youll see lots of limited-time options for card-linked offers.
you might also plan your holiday shopping accordingly to get more rewards.
These deals can also stack on top of your regular card rewards.
During holiday shopping, this can really add up.
Use Your Cards Shopping Site
While youre on your cards site, visit the shopping portal.
This is another place to get extra points.
Before you shop directly on a stores website, start at your cards shopping portal.
you could browse by specific stores or search for the product youre looking for.
Black Friday and Cyber Monday usually bring out the best deals.
If you have multiple credit cards, then check all their portals.
One might give you two extra points per dollar at your favorite store.
Another might offer five points for the same place.
And if youre making a big purchase, then its definitely worth checking the portal rates first.
When using a portal, youre still buying straight from the store.
The card portal just adds extra points when you shop there first.
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