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Knowing that you should have abudgetis one thing.
Creating and sticking with one is another.
If you struggle with budgeting, youre not alone.
Here are a few ways you canmake a budget work for you.
Get Rid of the Clutter
Cruze likened budgeting to an organizational trend known as house hushing.
Cruze pointed out that the same concept can work for your budget.
This might be monthly subscriptions, cable, a membership to the gym or YMCA or something similar.
You might find yourself with more money than you did before for things like saving or investing.
you could then adjust yoursavingsaccordingly.
Or it’s possible for you to start putting more money toward paying down debt.
Cruze suggested writing everything down on paper as this will give you a clearer picture of the numbers.
Alternatively, it’s possible for you to use a budgeting app that simplifies the process.
This makes budgeting even easier, especially if you want to monitor your finances on the go.
Extra Tip: Take Some Time
Dont take a stab at rush the budgeting process.
Once youve done all of this, she suggested slowly re-incorporating any high-priority expenses.
You should reassess your budget every now and then.
As Cruze pointed out in her video, your budget isnt afixed or permanent thing.
Sometimes, it might even change on a monthly basis if not more frequently.
The main takeaway here is to budget with intention and keep things simple.
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